Pre-Qualify for Smart Step Lending

Getting pre-qualified is the first step toward accessing fast, flexible funding through Smart Step Lending. It’s a simple, low commitment process that helps you see your funding options before moving forward.

What Pre-Qualification Means

Pre-qualification gives you an estimate of:

1. How much funding you may qualify for

2. Available repayment terms

3. Estimated cost of financing

And it does so without a hard credit inquiry . so your credit score isn’t impacted at this stage.

How to Pre-Qualify

1. Complete the Quick Online Form

Provide basic business information like:

Business name & address

1. Average monthly revenue

2. Time in business

3. Banking or payment processing details

2. Submit Minimal Documentation

Instead of full financial statements, you may only need:

1. Recent bank deposit data

2. Recent credit card processing summaries

3. Receive Your Pre-Qualification Offer

Within a short time often the same day you’ll get:

An estimated funding amount

1. Proposed terms

2. A repayment structure tailored to your revenue

Start Your Smart Lending Journey Today

Smarter deals, clear choices, and support at every step.

Get Started

FAQ Section

Do you work with multiple lenders?

Yes. Through Morty’s platform, you can explore loan options from a broad network of lenders. Availability varies by eligibility, program requirements, and credit profile.

Can you guarantee a specific rate or approval?

No. Rates and approvals depend on underwriting, credit, documentation, market conditions, and lender guidelines. We provide guidance and clarity, not unrealistic promises.

Do you help real estate investors?

Yes. We work with both homeowners and real estate investors, where eligible, to explore available loan options and prepare for underwriting expectations.

Is this a fast or pressure-filled process?

No pressure. We do not rush decisions. Our goal is to help you understand the process so timing, offers, and next steps feel intentional rather than reactive.

Can I talk to someone before applying?

Yes. We are available for questions, expectations, and next-step clarity before you begin.

(303) 219-2321

12081 w Alameda Pkwy,#266 Lakewood, Colorado - 80228

Quick Links

Secondary Links

Refinance

MLO Careers

P rivacy Policy Contact Do Not Sell My Information

NMLS #2727504

https://www.pre-app.loan/adamkoncurat-mortgage

This Website is an advertising marketplace for individuals and companies who are seeking consumer referrals for services or products. We are not a provider, manufacturer, or installer. The information provided by you to us will be sent to a manufacturer and/or installer in your area. We do not endorse, warrant, or guarantee any service or products of any individual or company you choose. While any information shared with you is believed to be accurate and reliable, the owners/operators of this Website specifically disclaim all warranties, express, implied or statutory, regarding the accuracy, timeliness, and/or completeness of the information provided. The content of any information or service contained thereon (the “Content”) are provided on an "as is" basis. Federal and State tax credits or incentives are not available in all locations and not available to all individuals.