About Carla Closes

Learn about Carla Durheim, the Home Loan Chemists philosophy,

and our commitment to your home financing success.

Meet Carla Durheim

Founder | Home Loan Broker | NMLS #61502

"There's nothing more rewarding than helping families unlock the door to their future. For me, it's not just about loans and numbers; it's about building relationships, understanding dreams, and being a trusted partner on the journey to finding that perfect place to call home. That connection, that shared success – that’s why I love what I do."

-Carla Durheim

Our Core Values

The principles guiding our work and commitment to you.

Partnership

We view our client relationships as true partnerships, working collaboratively towards your homeownership goals.

Advocacy

We relentlessly fight for your best interests, acting as your dedicated advocate throughout the

financing process.

Integrity

We operate with the highest ethical standards, ensuring transparency and trust in every

interaction.

Client Satisfaction

Your satisfaction is our ultimate goal. We strive to deliver personalized solutions that exceed

expectations.

Our Chemistry Creates Great Relationships

With a combined 116 years in mortgage lending, legal, and real estate between the founders, Carla Durheim and Mike Hobbs established Chem Financial with a core belief: genuine partnership and advocacy lead to the best client outcomes.

Our chemistry defines our virtues, emphasizing community belonging, family security, and the camaraderie of friends. We relentlessly fight for our clients' right to homeownership, fueled by a passion and heritage of winning.

We are your voice, speaking out in word and deed, to provide superior home financing solutions. Ask us about our Loan Lab™ and how we use it to manufacture a purpose-designed loan for you.

Powered by Summit Lending, we offer lending services built on integrity, partnership, and client satisfaction.

Powered by Summit Lending - NMLS 1850081

Let's Work Together

Ready to discuss your home financing needs? Connect with Carla today.

Your dedicated partner and advocate in home financing. Experience you can trust.

The Financial Key to Your Home

Contact Information

  • Carla Durheim

    Founder | Home Loan Broker

  • 410 E Sherman Ave, Suite 207

    Coeur d’Alene, ID 83814

Carla Durheim NMLS #61502 | Chem Financial

Powered by Summit Lending - NMLS #1850081

Summit Lending is an Equal Housing Lender.

Licensed in: [List States Here]

NMLS Consumer Access

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